Episode 3: Unlocking the Real Cost of Buying Your First Home

When people think about the cost of buying their first home, they usually focus on the deposit. But the true cost includes a range of extra expenses, and if you're not prepared, they can catch you off guard.

In this episode, Jack Elliott and Chris Bates share a full breakdown of the real costs involved in buying your first home, from government charges and lender fees to legal costs, building and pest inspections, moving expenses, and more.

Whether you’re early in your planning or getting close to buying, this episode will help you build a clear, realistic budget so you’re prepared at every step.

You’ll walk away knowing exactly what to expect, what to plan for, and how to move forward with confidence.

In this episode:

🔑 A full breakdown of government, legal, lender, and moving costs

🔑 A real NSW case study: $900K purchase example

🔑 Why a building and pest inspection is essential

🔑 Why having a cash buffer is key for peace of mind