IN THIS LESSON

When’s the right time to speak to a mortgage broker? Most first home buyers think it’s once they’ve saved the full deposit or found the perfect property, but waiting can cost you time, money, and confidence.

In this episode, Jack Elliott and Chris Bates explain why engaging a broker early (6–12 months out) can be a game-changer. You’ll learn how brokers help you plan strategically, ask the right questions, and align your situation with the right loan strategy, structure, and lender.

If you have a goal to buy, now’s the time to start the conversation.

In this episode:
🔑 The biggest timing mistakes first home buyers make
🔑 A real self-employed client story: balancing business tax and mortgage goals
🔑 What brokers actually do (beyond comparing rates)
🔑 Why loan strategy matters more than interest rates
🔑 Your timeline: what to do 6–12 months and 3–4 months out